Which process is a method of identity proofing?

Dynamic knowledge-based authentication is a robust method of identity proofing that involves asking individuals to answer questions based on their personal data or history. This type of authentication is designed to verify that the individual has access to certain information, which is typically known only to them. The process often involves questions about past addresses, financial transactions, or other personal milestones, making it a strong tool for confirming identity in various contexts, including notarial acts.

In contrast, personal interviews with the notary may help establish identity but do not incorporate the technological aspects of verifying information against a broad database. Direct phone calls to local authorities can be an additional step in verifying identity but are typically less reliable and efficient than automated methods like dynamic knowledge-based authentication. Using an outdated database for verification is inherently flawed, as it may not provide accurate or current information, which is critical for effective identity proofing. Dynamic knowledge-based authentication, with its reliance on up-to-date data and specificity to the individual, presents a far more reliable and secure approach.