Which of the following best describes an electronic record?

An electronic record is best described as a record created digitally by any means. This definition encompasses a wide range of digital formats, including documents created using word processing software, emails, spreadsheets, and any other digital format that can be stored electronically. The emphasis is on the fact that the record is generated and maintained in a digital environment rather than on physical paper.

The other options do not accurately reflect the characteristics of an electronic record. A paper-based record contradicts the very definition of being electronic, as it relies on physical documentation. The mention of a document needing to be printed for validity also conflicts with the concept of an electronic record, as many electronic documents are legally valid without necessitating a printed version. A personal diary maintained electronically is a specific example of an electronic record, but it does not encompass the broad definition as effectively as the correct choice. Thus, the best characterization of an electronic record is one that highlights its digital creation.